Discover the flexibility of shopping with the Argos Card and enjoy paying no interest on all your purchases.

So, what do I need to know?

With the Argos Card, you can shop now and pay later for all your purchases.
Enjoy the flexibility of paying up to 12 months later, depending on how much you spend.
You will pay no interest if you settle your balance by the end of your credit plan period and keep your account up-to-date.
Keep in mind, if you do not pay in full by the end of your credit plan period, you will incur interest on any remaining balance, which will be backdated to the date of purchase and added to your account.
Plus, every time you shop you will always have the option to choose normal credit which gives you up to 56 days with no interest to pay, as long as you pay the full balance by the due date shown on your statement.

Am I eligible for an Argos Card?
You need to:

Be over 18
Have your bank details to hand
Tell us where you’ve lived for the last 2 years
Be a permanent UK resident for over 1 year

We treat all our customers and their applications on an individual basis. The APR we offer is determined by the details you supply and the credit you are applying for, along with an independent verification of your credit and repayment history and will range from 34.9% to 39.9% APR.

How do I take out an Argos Card credit plan?

Add your items to your trolley
Apply when you check-out and choose your credit option

Or you can find out more and apply before you buy here.
Credit is subject to status. T&Cs apply.

Our latest offers

You can now collect and spend Nectar points when you shop at Habitat

Pay no interest for up to 12 months

Representative 34.9% APR variable.

Order online and collect the same day