Your ways to pay
You can choose how to pay with our flexible credit options.
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Argos Pay: Buy what you love, pay at your pace
Say hello to flexible credit that suits you. After one simple application, you can use Argos Pay again and again at Argos and Habitat.
Buy Now Pay Later, flexible credit and instalment plans are available to spread the cost of your purchase. Terms apply. The promotional offers available to you will be based on the item(s) in your trolley and our assessment of your application.
Argos Pay Representative 34.9% APR (variable)
Offers and credit subject to status, 18+, UK only. Terms apply. NewDay Ltd is the lender, Argos Limited is the broker. Your APR and credit limit will depend on our assessment of your application.
Pay now. Pay in 30 days. Pay in 3 instalments.
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply.
PayPal Pay in 3
Split your purchases of between £20 and £3,000 into 3 interest – free payments over 2 months without late fees. Make the first payment at the time of purchase and make two more payments on the same date each month.
Other payment methods
Argos Pay
Argos Pay is provided by NewDay Ltd. UK residents aged 18 and over. Offers and credit subject to status. Terms apply. Argos Limited is a credit broker and not a lender, introducing Argos Pay under an exclusive arrangement with the lender NewDay Ltd.
Argos Limited does not earn an upfront commission for introducing customers to NewDay Ltd. Argos receives remuneration as part of the wider relationship with NewDay that is not calculated on an individual customer level.
Argos Limited is authorised and regulated by the Financial Conduct Authority (firm reference number: 713206), registered office: 33 Charterhouse Street, London, EC1M 6HA.
NewDay Ltd is a company registered in England and Wales (company number: 7297722), registered office: 7 Handyside Street, London, N1C 4DA. NewDay Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number: 690292) and is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (firm reference number: 555318) for the provision of payment services.