PayPal + Habitat

Choose the PayPal option that suits you.

What is PayPal?

PayPal is a payment service that has various credit options to allow you to pay for your online Habitat shopping. If you want to pay using PayPal, just select the PayPal option at checkout. Join the millions of people who trust PayPal to send, spend, and manage their money quickly and securely.

PayPal offers different ways to pay including Pay in 3 and PayPal Credit.

Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive.

PayPal Credit is a regulated credit product. It is like a credit card and gives you a credit limit which can be used for promotional offers or making purchases at your standard variable rate.

PayPal Pay in 3

Split your purchases of between £30 and £2000 into 3 interest – free payments over 2 months without late fees. Make the first payment at the time of purchase and make two more payments on the same date each month.

Choose PayPal Pay in 3.

Choose PayPal Pay in 3

Add products to your cart and choose PayPal at check out then select Pay in 3.

Get a quick decision.

Get a quick decision

Fill in some personal information and if approved, make your first payment today.

Make two more payments automatically.

Make two more payments automatically

On the same date, each month.

PayPal Credit: 0% interest on furniture offer.

PayPal Credit: 0% interest on furniture offer

Simply spend £199+ on furniture in Argos or Habitat and get 0% interest for a choice of 18 or 24 months. Spend over £499+ and get 0% interest for 36 months on that purchase. PayPal 0% interest offer could be the perfect way to manage the cost.

PayPal Credit: 16.9% APR promotional offer.

PayPal Credit: 16.9% APR promotional offer

PayPal credit that allows you to spread the cost of your purchase on any product in Argos or Habitat £199+ over 18 or 24 months. Spend £499+ and spread the cost over 36 months at 16.9% APR (variable).

Representative 23.9% APR (variable). Subject to status. T&Cs apply. UK residents only.

PayPal Credit is like a credit card. It gives you a credit limit which can be used for promotional offers. During the offer period, you must make your minimum monthly payment (which includes your monthly instalment repayment amounts) or your offer may be removed. Any remaining balance due after the offer period will be charged interest at your standard variable rate.

Representative Example

Representative 23.9% APR (variable)

Purchase interest rate 23.9% p.a (variable)

Assumed credit limit £1,200

Your actual interest rate and credit limit may vary depending on your individual circumstances.
Credit subject to status. Terms and conditions apply. UK residents only.

Choose PayPal Credit.

Choose PayPal Credit

Add the product to your cart and choose PayPal Credit at checkout.

Get a quick decision.

Get a quick decision

Fill in some personal information and if approved, make your first payment today.

Make fixed payments.

Make fixed payments

Choose from Direct Debit, manual payment or a payment allocation to clear your balance.

Smart shopping, easy checkout.

Smart shopping, easy checkout

Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.

Top PayPal FAQs

Argos Limited is authorised and regulated by the Financial Conduct Authority as a credit broker (713206), and works exclusively with the lender, Home Retail Group Card Services Limited trading as Argos Card and Argos Financial Services, who are authorised and regulated by the Financial Conduct Authority to provide credit (716148). Home Retail Group Card Services Limited is registered in England (04007072) at 33 Holborn, London, United Kingdom, EC1N 2HT.

PayPal Credit and PayPal Pay in 3 are trading names of PayPal UK ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH. Terms and conditions apply. Credit subject to status, UK residents only. Argos Limited acts as a broker and offers finance from a restricted range of finance providers. PayPal Pay in 3 is not regulated by the Financial Conduct Authority. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. Pay in 3 is an unregulated credit agreement. Check if affordable and how you will repay. May make other borrowing more difficult or expensive. See product terms for more details.